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Terms of use

Last updated: 30 May 2026

1. Agreement

These terms apply to investraderef.com operated by investraderef Learning Co. By using the site you accept them. See also our Privacy policy and Risk notice.

2. Definitions

“Content” means articles and material published on the site. “You” means any visitor or user.

3. Educational purpose

Content is general education only—not personal investment, tax, or legal advice. We do not recommend specific financial products or instruments.

4. Revenue model

Our revenues come from providing educational content and advertising. We do not offer financial products or investment-related services. All content is for educational purposes only.

5. Acceptable use

You may not disrupt the site, attempt unauthorised access, scrape content at scale without permission, or infringe intellectual property or third-party rights.

6. Copyright

Content is protected by copyright. Short quotations require attribution and a link to the source page where applicable.

7. Liability

We do not warrant completeness or timeliness of content. See Risk notice. Liability is limited to the extent permitted by the laws of the Republic of the Philippines.

8. Applicable law

The laws of the Republic of the Philippines apply. Courts in Metro Manila have jurisdiction unless mandatory consumer protection law requires otherwise.

9. Contact

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investraderef.com publishes free educational material on market research and financial literacy for readers in the Philippines—editorially independent, with no product recommendations.

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