Privacy policy

1. Data controller

investraderef.com is operated by investraderef Learning Co., Unit 512, Aurora Tower, Araneta Center, Quezon City, 1109 Metro Manila, Philippines. Email: info@investraderef.com (subject: “Privacy”). Phone: +63 2 8734 2910.

2. Data collected

2.1 Contact form

Name, email, optional subject, message.

2.2 Technical logs

IP address, timestamp, browser and device data for security and abuse prevention.

2.3 Cookies

cookieConsent and, with consent, analytics or advertising identifiers (Cookie policy).

3. Legal bases

Under the Philippines Data Privacy Act of 2012 (Republic Act No. 10173): consent for non-essential cookies, analytics, and advertising; legitimate interests for responding to enquiries and maintaining site security.

Where the EU GDPR applies to visitors: Art. 6(1)(a) consent and Art. 6(1)(f) legitimate interest.

4. Processing purposes

Respond to messages; maintain and improve the site; measure traffic with consent; display contextual advertising (Google AdSense); comply with applicable law.

5. Recipients and transfers

Hosting providers and Google LLC may process data outside the Philippines, including the United States, with appropriate safeguards where required by law.

6. Retention

Contact messages: up to 24 months unless a longer period is required by law. Server logs: up to 12 months.

7. Your rights

Under the Data Privacy Act you may request access, correction, erasure, or restriction of processing, and object where applicable. Contact info@investraderef.com. You may file a complaint with the National Privacy Commission (NPC) at privacy.gov.ph.